PSD3 Readiness Solution

Navigate PSD3 & PSR
With Complete Confidence

Stay ahead of the Payment Services Directive 3 and Payment Services Regulation with our comprehensive compliance platform. From PI/EMI licensing to RTS-SCA and open banking requirements, we automate every aspect of payment services compliance.

3 Weeks

PI/EMI Application Time

100%

RTS-SCA Compliance

€180K+

Average Cost Savings

120+

PIs/EMIs Licensed

Complete PSD3/PSR Compliance Suite

Everything you need to obtain and maintain your payment institution or e-money institution license

PI/EMI License Applications
Complete automated applications for Payment Institution and E-Money Institution licenses across all EU jurisdictions
RTS-SCA Compliance
Strong Customer Authentication implementation, exemption management, and secure communication protocols
Open Banking APIs
PSD3-compliant API implementation, monitoring, and documentation for account information and payment initiation services
Safeguarding Requirements
Automated tracking of client funds segregation, safeguarding accounts, and insurance requirements
Regulatory Reporting
Automated generation of quarterly reports, incident notifications, and supervisory submissions to national authorities
Agent & Distributor Management
Complete documentation and monitoring for agent networks, distributors, and outsourcing arrangements

How It Works

Get your PI/EMI license in 4 simple steps

1

Service Assessment

Define your payment services, target markets, and business model through our guided questionnaire

2

Document Generation

AI generates all required policies, procedures, and application documents including safeguarding arrangements

3

Regulatory Submission

Review with our payment services experts and submit to your national competent authority

4

Ongoing Compliance

Monitor RTS-SCA compliance, manage reporting obligations, and track regulatory changes

Built for All Payment Services

Whether you're launching a new fintech or expanding existing payment operations

Payment Initiation Services (PIS)
Complete PI licensing for payment initiation, including open banking API compliance and SCA implementation
Payment initiation
Open banking APIs
SCA compliance
Merchant services
Account Information Services (AIS)
Licensing for account aggregation and financial management services under PSD3 requirements
Account aggregation
Financial dashboards
Data analytics
API connectivity
E-Money Issuance
EMI licensing for digital wallets, prepaid cards, and e-money products with full safeguarding compliance
Digital wallets
Prepaid cards
E-money issuance
Safeguarding arrangements
Money Remittance & Transfers
PI licensing for cross-border payments, remittance services, and international money transfers
Cross-border payments
Remittance services
FX services
International transfers
"ComplyBridge streamlined our PI application process incredibly. What would have taken 6-9 months with traditional consultants took just 4 weeks. The RTS-SCA compliance monitoring alone saves us 15 hours per week, and we passed our first regulatory audit with zero findings."
LM
Laura Martinez
Chief Compliance Officer, PayFlow Solutions (Spain)
Licensed PI - November 2024

Frequently Asked Questions

Everything you need to know about PSD3/PSR compliance

Ready for PSD3/PSR Compliance?

Join 120+ payment institutions and e-money issuers that have obtained their licenses with ComplyBridge. Start your application today and get licensed in weeks, not months.

Professional plan: €3,000/month • Average 3-4 week application time • Full RTS-SCA compliance