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From zero to regulator-ready
See how ComplyBridge walks you through a full MiCA CASP application — from entity setup to final submission package.
See how it works →The only AI that knows your firm
Reasons across the live EU rulebook and your own policies, KYB data, UBOs, and integrations.
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Your MiCA
license, handled.
Navigate the Markets in Crypto-Assets Regulation with confidence. ComplyBridge automates your entire CASP licensing journey — from initial application to ongoing compliance — so you can focus on building your business.
Deadline
July 1, 2026
Full CASP authorization required
What is MiCA?
The Markets in Crypto-Assets Regulation (MiCAR) is the EU's comprehensive regulatory framework for crypto-assets. It creates a single rulebook across all 27 member states, replacing the current patchwork of national regulations.
27
EU Member States
Single passport
10
CASP Services
Covered under MiCA
6-12
Months
Typical licensing timeline
July 2026
Deadline
Full authorization
Consumer Protection
MiCA establishes robust consumer safeguards including clear disclosure requirements, fair marketing standards, and complaint handling procedures for all crypto-asset service providers.
Market Integrity
Prevents market abuse through insider trading prohibitions, market manipulation rules, and mandatory disclosure obligations for crypto-asset issuers and service providers.
Governance Standards
Requires fit and proper management, adequate internal controls, sound risk management frameworks, and clear organizational structures for all authorized CASPs.
EU Passporting
A single authorization from any EU national competent authority grants the right to offer services across all 27 member states without additional licensing requirements.
CASP Services Under MiCA
MiCA defines 10 categories of crypto-asset services. Each requires specific authorization, minimum capital requirements, and tailored compliance obligations.
Safekeeping and administration of crypto-assets on behalf of clients, including private key management and secure storage solutions with full segregation requirements.
Min. capital: €50,000
Managing a multilateral system that brings together multiple buyers and sellers of crypto-assets, under defined rules, in a way that results in a contract.
Min. capital: €150,000
Exchange of crypto-assets for funds or other crypto-assets on behalf of clients. Includes both fiat-to-crypto and crypto-to-crypto exchange operations.
Min. capital: €125,000
Concluding agreements to buy or sell crypto-assets on behalf of clients, or to conclude agreements for the purchase or sale of crypto-assets.
Min. capital: €50,000
Marketing of newly-issued crypto-assets or crypto-assets already admitted to trading, with a firm commitment to purchase basis or without such basis.
Min. capital: €50,000
Providing services of transfer of crypto-assets on behalf of a natural or legal person from one distributed ledger address to another.
Min. capital: €50,000
The reception from a person of an order to buy or sell crypto-assets, and the transmission of that order to a third party for execution.
Min. capital: €50,000
Offering, giving, or agreeing to give personalised recommendations to a client regarding one or more transactions related to crypto-assets.
Min. capital: €50,000
Managing portfolios of crypto-assets on a discretionary client-by-client basis, with one or more crypto-assets in the portfolio.
Min. capital: €125,000
Providing services of transfer of crypto-assets, on behalf of a natural or legal person, from one distributed ledger address or account to another.
Min. capital: €50,000
Capital Requirements Summary
What You Need
€50,000
Custody, Order Execution, Placing, Transfer, Advice
€125,000
Exchange Services, Portfolio Management
€150,000
Operating a Trading Platform
Capital requirements are minimum amounts set by MiCA. National competent authorities may impose higher requirements based on risk assessments. CASPs must maintain own funds at all times at least equal to the higher of the relevant minimum or one quarter of fixed overheads.
Your Licensing Journey
From initial assessment to full authorization, ComplyBridge guides you through every step of the MiCA licensing process with intelligent automation and expert support.
Preparation & Gap Analysis
ComplyBridge analyses your current operations against MiCA requirements. We identify compliance gaps, map required policies, and create a tailored licensing roadmap specific to the CASP services you intend to offer.
- Business model assessment
- Regulatory gap analysis
- Documentation inventory
- Licensing strategy definition
Policy & Document Generation
Our AI-powered License Builder generates the full set of required policies, procedures, and governance documents. Each document is tailored to your specific business model and service scope.
- AML/CFT policies
- Risk management framework
- Business continuity plans
- Client complaint procedures
Application Compilation
All documentation is compiled into a complete, regulator-ready application package. Our platform validates every requirement is met before submission, reducing the risk of rejection or requests for additional information.
- Application form completion
- Supporting document assembly
- Cross-reference validation
- Pre-submission quality check
Submission & NCA Review
Once submitted to your chosen national competent authority, ComplyBridge monitors the review process, manages RFIs (requests for information), and keeps your application on track through the assessment period.
- NCA communication management
- RFI response coordination
- Timeline tracking
- Status reporting
Authorization & Ongoing Compliance
After authorization, ComplyBridge transitions to ongoing compliance monitoring. We track regulatory changes, manage periodic reporting, and ensure your operations remain fully aligned with MiCA requirements.
- Regulatory change monitoring
- Periodic reporting automation
- Policy update management
- Audit readiness maintenance
How ComplyBridge Helps
Our platform replaces months of manual compliance work with intelligent automation, reducing your path to MiCA authorization from a year-long process to weeks.
Automated Policy Generation
Our AI generates regulator-ready AML/CFT policies, risk frameworks, governance documents, and operational procedures tailored to your specific CASP services and business model.
- 20+ policy templates pre-mapped to MiCA articles
- Auto-populated with your company specifics
- Version control and change tracking
Intelligent Document Assembly
License Builder compiles your entire application package, cross-references every requirement, and validates completeness before submission — eliminating costly back-and-forth with regulators.
- Real-time completion tracking
- Automated cross-referencing
- NCA-specific formatting
Ongoing Compliance Monitoring
After authorization, ComplyBridge continuously monitors regulatory changes, tracks your compliance posture, and alerts you to actions needed to maintain your license.
- Regulatory change alerts
- Compliance score dashboard
- Automated periodic reporting
Frequently Asked Questions
Common questions about MiCA licensing and how ComplyBridge supports your compliance journey.
Any entity providing crypto-asset services to EU clients needs a CASP authorization under MiCA. This includes exchanges, custodians, portfolio managers, advisors, and platforms facilitating crypto-asset trading. Entities already authorized as credit institutions, investment firms, or e-money institutions may be exempt from separate CASP licensing for certain services, provided they notify their NCA.
All CASPs must hold full EU authorization by July 1, 2026. Entities that were already providing crypto-asset services under national law before December 30, 2024 benefit from a transitional period, allowing them to continue operating until the deadline. After July 1, 2026, unauthorized providers will no longer be permitted to serve EU clients.
The full licensing journey typically takes 6-12 months. With ComplyBridge, the preparation and documentation phases can be compressed to 6-8 weeks. The NCA assessment phase (after submission) typically takes 3-6 months, with 25 working days for completeness checks and approximately 40 working days for substantive review.
Minimum capital requirements range from €50,000 to €150,000 depending on the services offered. Custody, order execution, and advisory services require €50,000. Exchange and portfolio management services require €125,000. Operating a trading platform requires €150,000. CASPs must maintain own funds at least equal to the higher of the relevant minimum or one quarter of fixed overheads.
Yes. MiCA introduces a passporting regime similar to other EU financial services directives. Once authorized by one national competent authority (NCA), a CASP can provide services across all 27 EU member states without needing additional licenses. You simply notify the relevant NCAs in the host member states.
After authorization, ComplyBridge transitions to ongoing monitoring mode. Our platform tracks regulatory changes, manages periodic reporting obligations, monitors your compliance score in real-time, and alerts you to required actions. We also handle policy updates when regulations evolve, ensuring you maintain your authorization without disruption.